Research Article Critique Paper Example | Topics and Well Written Essays - 250 words

Article Critique - Research Paper Example Then, the article seeks to identify the alternatives to traditional insurance adopted by physicians so as to maintain viability amidst this medical malpractice insurance crisis. Thirdly, the article seeks to determine the advantages and disadvantages of each of these alternatives. 6. It was found out that the unavailability and high cost of insurance premiums was the reason for medical malpractice insurance crisis. Thus, captive insurance and risk retention and risk purchasing groups were the alternatives adopted as a remedy. Though each had unique disadvantages, these alternatives increased purchasing power, offered flexibility in savings and improved on cost effectiveness of medical malpractice insurance. This study provides malpractice insurance solutions to healthcare providers. c. In the first topic, the research questions could be on how the current state of medical malpractice has impacted on claims settlement and how the current state of medical malpractice has influenced the approach by insurers to medical practitioners, particularly with regards to premium computation. On the second topic, probable research questions could be how medical malpractice insurance crisis affected availability of healthcare services and how the impact on public confidence in healthcare provision amidst the current medical malpractice insurance crisis. e. The first topic would provide information on how medical malpractice has resulted in increased insurance premiums for medical practitioners. Such costs would be passed down to the consumer hence the need for families to prepare to bear the increased cost of healthcare. The second topic would justify the reason for more healthcare providers opting out of the business as a result of increased cost of doing business, thus the need for families to be on the look on the performance of their healthcare providers to avoid disappointments when their need